Free Interest Checking
High-value money management for $0 a month
Here's how you cash in on this special account
With Free Interest Checking, you don't make any payments to us – we make payments to you. There must be a catch, right? Just two tiny ones. To qualify for interest earnings, you must use your debit card at least 10 times a month. Also, you need to sign up for e-Statements that put important account information at your fingertips.
- No monthly service fees
- No minimum balance requirement
- Overdraft protection options
- Secure technology you can count on, including SMS and email alert notifications
- Free Online Banking with easy transfers between DATCU accounts
- Free electronic Bill Pay when you sign up for e-Statements
- Free mobile app that can be downloaded from The App Store or Google Play
- Free digital check deposit using your smartphone and our app
- Free e-Statements that are easily accessible on your computer and can be quickly downloaded for your convenience
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NCUA Insurance – deposits insured up to $250,000
Coin Processing
DATCU is pleased to offer Coinstar services at most branch locations.
- DATCU members: Enjoy a preferred rate of just 2.5% on all coin counting.
- Small totals: No fee for amounts under $1
- Non-DATCU members: A 10% service fee applies
Your financial sidekick
I love DATCU. Always great service and the most important thing, my money is in good hands.
Let your savings sit and do the work
* All DATCU members will have access to over 55,000 surcharge-free ATMs worldwide with the Allpoint ATM Network plus all 7-Eleven convenience stores. A surcharge is a fee charged by the operator for use of their ATM and/or by the automated transfer network.
** A minimum deposit of $5 into a share account is required to open our DATCU Free Checking Account. Interest is paid on all active checking accounts defined as 10+ card transactions per month plus e-statements. Interest is compounded and credited monthly. APY is earned when dividend is posted to your Checking Account. APY=Annual Percentage Yield. Rates may change at any time without prior notice. Fees or other conditions could reduce the earnings to the account. APY is accurate as of 12/16/2022.
