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Student Loans

We believe every young person should have the opportunity to reach their full academic potential. If you work hard to earn good grades, we'll work to get you an affordable loan for college, graduate school or other career training.
Student-Loans
From first semester to final exams, we've got you covered

From first semester to final exams, we've got you covered

Loans offered through national lender Sallie Mae
Competitive variable and fixed interest rates
Multiple repayment options
A word to the wise
DATCU is proud to help fund your higher education dreams. But students and families should evaluate future earning potential and the ability to make monthly payments before applying for a Sallie Mae loan.

Let's fill in the gaps in your financial aid package

We encourage students and families to start with savings, grants, scholarships, and federal student loans when paying for higher education. Still, despite your best efforts, you might come up short on money needed for tuition, room and board, and other fees. If that's the case, we invite North Texas students to turn to DATCU for a private student loan tailored to your educational goals.

  • Minimum loan amount of $1,000
  • No origination fee or prepayment penalty
  • Easy online application
  • Free scholarship webinar

Smart Option Student Loan®

  • Pay for your bachelor’s degree, associate’s degree, or certificate at a degree-granting school.
  • Pay for professional training and trade certificate courses (culinary, technical, etc.) at a non-degree granting school.
  • Graduate School Loan: Pay for expenses as you pursue a master’s or doctoral degree.
  • MBA Loan: Pay for business school expenses as you pursue a Masters of Business Administration degree.
  • Medical School Loan: Pay for medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, or veterinary medicine.
  • Dental School Loan: Pay for dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, or prosthodontics.
  • Graduate School Loan for Health Professions: Pay for health professions degree expenses in allied health, nursing, pharmacy, or other graduate-level health programs.
  • Law School Loan: Pay for course work and associated expenses as you study for a law degree.

Smart Option Student Loan®

  • Pay for your bachelor’s degree, associate’s degree, or certificate at a degree-granting school.
  • Pay for professional training and trade certificate courses (culinary, technical, etc.) at a non-degree granting school.
  • Graduate School Loan: Pay for expenses as you pursue a master’s or doctoral degree.
  • MBA Loan: Pay for business school expenses as you pursue a Masters of Business Administration degree.
  • Medical School Loan: Pay for medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, or veterinary medicine.
  • Dental School Loan: Pay for dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, or prosthodontics.
  • Graduate School Loan for Health Professions: Pay for health professions degree expenses in allied health, nursing, pharmacy, or other graduate-level health programs.
  • Law School Loan: Pay for course work and associated expenses as you study for a law degree.
Applying for College Loans
Free Scholarship Webinar
Paying For College
Mean-Green-checking-2

Bank like you Mean Green

Open a checking account that keeps up with classes, work, and everything in between.

These loans are made by Sallie Mae Bank or a lender partner. DATCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. 

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2022 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.