Activate/Redeem Credit Card Rewards

With the DATCU Visa^®, cash back is effortless. You earn unlimited rewards all month long, and at the start of each new month, the previous month’s cash back becomes available to redeem. Use it monthly or let it grow — your card, your choice.

View Rates

View Rates

DATCU Cash Back Rewards — simple, flexible, yours

Lower your card balance

Pay for travel or special experiences

Build an emergency fund for unexpected expenses

Numbers matter

Our rates are typically lower than retail or other lenders — and often much lower than store or revolving accounts. It's a good idea to compare interest rates when making larger purchases or carrying a balance.

Get cash back in your hands in minutes

There's no minimum reward amount required. Just follow these simple steps:

Step 1

Step 2

Select Cards

Step 3

Choose your DATCU Cash Back Credit Card

Step 4

Tap Card Rewards to view:

Total Rewards Cash
Pending Cash (redeemable on the 1st of each month)
Available Cash (redeemable now)

Step 5

To redeem:

Choose the account where you want your cash deposited
Enter the amount you want to redeem
Select Redeem Rewards

Here's how to maximize your cash back

Use your card for everyday purchases such as:

Utilities
Gas
Groceries
Entertainment

Be strategic, review your monthly statement for any expiring rewards, and pay your balance regularly to avoid interest whenever possible.