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Personal Loans

Sometimes life comes at you faster than expected, and your finances can't quite keep up. That's the perfect time to get an affordable Personal Loan from DATCU.
It's money that makes a positive impact

It's money that makes a positive impact

Borrow cash for almost any purpose
Get your funds in one lump sum
Competitive rates and flexible repayment terms
No waiting around
You need money now, not months down the line. At DATCU, our streamlined application process and quick local decision-making right here in North Texas means you get your cash as quickly as possible.

Tell us your story. We're really good listeners.

Your car needs major repairs. Your kid needs a tuition payment. Your living room needs new furniture. And maybe you need a relaxing vacation to get away from it all. Our Personal Loans are often used to deal with life's challenges. But it's totally fine with us if you spend the money on something special for you and your family.

  • Competitive rates save you money in interest charges

  • Fixed loan rates mean predictable monthly payments

  • Make convenient payments through Online or Mobile Banking, or schedule automatic payments from your checking account

  • A good choice for consolidating higher-interest debt or paying down big credit card balances
Savings Secured Loan

 

If your credit rating has taken a hit took a recent hit, you may have trouble qualifying for a traditional loan. The good news is that we believe in second chances. Our lending team can approve a secured loan using your DATCU Savings Account or Certificate account balance as collateral.

  • Save on interest with competitive rates

  • Save time with our easy application process

  • Keep your savings intact and earning dividends

  • Making on-time loan payments is a good way to improve your credit score

You can count on DATCU in North Texas for competitive rates and personalized lending solutions to help finance your life. Our team is ready to help you get started.

Your financial sidekick

Using Credit Wisely
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FAQs
The application for the loan was very fast. I didn't expect that and figured it would be a few days. DATCU contacted me the same day that I applied and the next day the loan was approved and in my bank account. Outstanding job, thank you!
Robert M.
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Turn “just another purchase” into rewards

Turn gas, groceries, and streaming subscriptions into cash back with the card you already reach for.
*Annual percentage rate. Your actual rate will depend on your credit score. Rates are subject to change without notice. Flexible terms available. Certain restrictions and terms may apply. Subject to credit approval. APR is accurate as of 9/20/2024. All Loans Must be MLA Compliant.