Debt Consolidation

A few big purchases. A little bad luck. It doesn't take much to push your personal debt load to uncomfortable levels. Take a deep breath. At DATCU, we've got your back with an affordable loan that can ease the pressure.

Let's get you back on the right track

Low rates on consolidation loans

Repayment periods up to 60 months

Personal assistance from DATCU professionals

We're 100% in your corner

DATCU's team of financial experts has helped hundreds of North Texas members in your situation. They can evaluate your finances, explain the possible solutions and guide you all the way through the consolidation process.

Here's how we get things under control

Chances are good you have multiple loans or credit cards with a wide range of interest rates and payments due at different times. It can all be overwhelming. At DATCU, we can take that chaos and convert it into a single loan with one monthly payment at an interest rate that's below the rates on most credit cards. Start making payments and see how fast you make a big dent in that debt.

Interest Rates as low as 10.99% APR,* depending on your credit score
Flexible, convenient payment terms from 36 to 60 months**
Longer term loans may reduce your monthly payment, while shorter loans can reduce your overall interest charges
Managing multiple debts can hurt your credit score. By consolidating your debt and making timely payments, you can boost your score over time.
Make easy monthly payments by setting up automatic transfers from your DATCU checking account

Your financial sidekick

Using Credit Wisely

Should I Consolidate My Debt Calculator

FAQs

The application for the loan was very fast. I didn't expect that and figured it would be a few days. DATCU contacted me the same day that I applied and the next day the loan was approved and in my bank account. Outstanding job, thank you!

Robert M.