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Youth Checking

That first part-time job means you're earning your first paychecks. You'll need a place to put that money. At DATCU, we offer a free checking account to help you ease into the grown-up financial world.
Youth-Checking
Our teen checking account comes with really cool tech

Our teen checking account comes with really cool tech

Free Online and Mobile Banking
Visa debit card for easy purchases online and in stores
Access to 55,000 no-fee ATMs worldwide
A credit card? Not quite yet.
You're getting close, though. When you turn 18, you'll  be ready to get your own Cash Back Credit Card from DATCU and start earning cash back on purchases.

Another big step on the path to independence

At your age, you're learning something new every day. Sometimes it's in your North Texas school. Sometimes it's in the everyday world. Knowing how to manage your own money will be super important when you go out on your own. At DATCU, our Youth Checking provides the tools you need to polish your financial skills while the adults in your life are still around to give you a tip or two.

  • 24/7 account access with our mobile app

  • Deposit checks from anywhere with your smartphone camera

  • Link your debit card to your smartphone for one-tap Mobile Wallet purchases

Personal checking accounts at DATCU make managing money easy. Our team in North Texas is ready to answer questions and provide support.
Frequently asked questions
DATCU offers Free Checking with Interest, Youth Checking, Mean Green Checking (for UNT fans), Small Business Checking, a standard Savings (Share) Account, Certificates (CDs), Individual Retirement Accounts (IRAs), and Health Savings Accounts (HSAs).

Your financial sidekick

Budgeting 101: Saving and Spending Like a Champion
Security & Fraud
Online & Mobile Banking
I love DATCU. Always great service and the most important thing, my money is in good hands.
Sammie J.
Certificates-1

Let your savings sit and do the work

Lock in a great rate for a set term and let your money grow while you focus on everything else.