Personal Savings
If you've got a goal, we're here to help you reach it. With a DATCU savings account, you can set aside money for dream purchases, big projects, long-range financial security or anything else that makes your future brighter.
This is how you make tomorrow happen
This is how you make tomorrow happen
Just $5 to open account
Balances over $100 earn quarterly interest
No time? No worries!
There's no need to go to the credit union every time you want to make a deposit. One easy way to grow your savings balance is to schedule automatic transfers from your DATCU checking account.
Start small. Grow steadily. Get rewarded for your efforts.
Everyday life keeps you busy. But a smart savings strategy helps you keep one eye on the future. With each deposit, you build a bigger financial cushion that can someday help you take on challenges or enjoy life's many pleasures.
Build your savings with confidence at DATCU. We make it easy to grow your money, with friendly, local support throughout North Texas.
Frequently asked questions
DATCU offers Free Checking with Interest, Youth Checking, Mean Green Checking (for UNT fans), Small Business Checking, a standard Savings (Share) Account, Certificates (CDs), Individual Retirement Accounts (IRAs), and Health Savings Accounts (HSAs).
Minimum opening deposit of $5
Dividends are DATCU's version of interest paid to member-owners on their savings accounts. They're calculated based on your daily balance and the current dividend rate, then credited monthly or quarterly depending on the account. Rates are posted here.
Current rates are always posted here. Rates change periodically, so check that page or call (940) 387-8585 for the most current information.
Your financial sidekick
I've been a member of DATCU for approximately 30 years and have always been treated with respect, efficiency, and a great smile. Additionally, DATCU's interest is so much better than other banks and credit unions. Thank you, DATCU!
Judy D.
Your everyday account, with a little extra
Keep your everyday money in one place and let it earn interest without paying a monthly service fee.
