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Cash Back Credit Card

Make a purchase with your DATCU Visa, get 1.5% cash back. Pay a bill with your card, get 1.5% cash back. Repeat the process week after week, and you'll be pleasantly surprised at how much you end up with.
It's the card that keeps giving back

It's the card that keeps giving back

Consumer-friendly interest rate
No annual fee or balance transfer fee
Generous 1.5% cash-back rewards

Our Visa cards come with plenty of other perks

The DATCU Visa offers maximum buying power online and in stores and restaurants worldwide. And the cash-back program is easy to use, with your rewards collectible through Online Banking and our mobile app. But that's just scratching the surface.

  • Fraud & Identity Protection: Visa’s Zero Liability policy means you're not held responsible for unauthorized purchases. Visa also provides 24/7 fraud monitoring, and ID theft protection powered by Norton LifeLock.

  • Mobile Wallet Compatibility: Link your Visa card to your smartphone for one-tap purchases through apps like Apple Pay, Google Wallet, and Samsung Pay.

  • Card Management: Real-time controls allow you to lock or unlock your card or set spending limits. Access these controls through the CardHub feature in the DATCU app.

  • Travel & Emergency Services: These include emergency card replacement, emergency cash disbursement, and Roadside Dispatch®.

Enjoy the spending power you deserve at great rates with a credit card from DATCU in North Texas. Our team is ready to help you get started.
Digital account management
You can still pay your credit card bill by putting a check in the mail. But you might find it easier to set up an online account so you can make quick payments from your DATCU checking account, check your card balance, and review purchases.

Your financial sidekick

Using Credit Wisely
Should I Consolidate My Debt Calculator
FAQs
The application for the loan was very fast. I didn't expect that and figured it would be a few days. DATCU contacted me the same day that I applied and the next day the loan was approved and in my bank account. Outstanding job, thank you!
Robert M.
Personal-Loans

For the expenses that don’t fit neatly in a budget

A signature loan can help you tackle expenses with a fixed rate and a clear end date.
*APR is Annual Percentage Rate. Rates are based on the credit worthiness of each applicant and are subject to change, without advance notice, at any time. Your APR may vary with the market based on the Prime Rate and your creditworthiness or other factors. Other terms, conditions and fees may apply. Subject to credit approval. APR is effective as of 12/23/25.