UNT Faculty & Staff

DATCU was launched on the campus of what's now the University of North Texas. We still have a special place in our heart for teachers, professors, and others who work on the staff at UNT or for local school districts.

Our accounts come with convenience & something extra

Get $100 bonus for opening checking account

$100 cash available for credit card holders, too

DATCU branch located right on UNT campus

Here's how to get started

If you're not a DATCU member yet, the first step is to open a savings account with a $5 minimum deposit. After that, you can open a checking account, apply for a credit card, and benefit from all the financial services we offer.

We look forward to putting extra money in your wallet

It was back in 1936 when educators from what was then called North Texas State Teachers College were among those who established the Denton Area Teachers Credit Union. Since then, we have been committed to serving the financial needs of those who develop tomorrow's leaders. If you work for UNT or a school district in the communities we serve, you are eligible for two bonus opportunities.

Eligible School Districts

Alvord, Argyle, Aubrey, Boyd , Bridgeport, Chico, Decatur, Denton, Era, Krum, Lake Dallas, Lewisville, Little Elm, Northwest, Paradise, Pilot Point, Ponder, Sanger, Slidell, and Valley View.

Free Checking Offer

DATCU's Free Checking Account comes with Online and Mobile Banking, electronic Bill Pay, a Visa debit card and access to more than 50,000 surcharge-free ATMs nationwide. The bonus offer is only for those who do not have a current checking account at DATCU. Also:

The new checking account must receive a direct deposit of at least $400 within the 45 days of account opening.
Direct deposit must be in the name of the account holder.
Once the direct deposit arrives, the $100 bonus will be paid into your new checking account.
Bonuses paid are subject to IRS income reporting. You will receive a 1099-MIsc at the end of the tax reporting year.
Limited to one free checking per Social Security number.

Visa Credit Card Offer

Our DATCU Visa Cash Back Credit card features consumer-friendly rates, 1.5% cash back on purchases and security safeguards such as identity theft protection. Here's how to earn the bonus:

If your credit card application is approved, you must spend at least $1,000** in the first 90 days.
On the 120th day, if your card and account are in good standing, you will receive a $100 bonus deposited into your DATCU Savings Account.
This offer is subject to credit worthiness and approval.

** Calculation of the $1,000.00 consists of any combination of purchase or purchases made within the first ninety (90) days, minus any merchant refund of merchandise/service within 120 days.

This promotion is valid for all educators and staff of all North Texas Independent School Districts (ISDs) listed on this website www.datcu.org/BONUS. Offers not valid after 7-1-25 and may end at any time before this date without notice.